Can you believe that its nearly holiday time already? Pretty soon folks will be snatching up cheap Gold Initial Pendants, tv’s, dvd’s and clothes during Black Friday shopping. I have already been scouring the internet for Black Friday ads myself. We finally started a Christmas Club account last year so I have plenty of cash to do some serious gift buying on Black Friday. Despite that we will still be doing a minimal Christmas this year. Our kids will be getting a few homemade items and some necessary items and one or two fun things. And our family giving will be dramatically decreased this year. Its kind of nice to have the financial pressure taken off for the holidays. What about you? How are you handling gift giving this year?
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